01 - Preheat oven to 375°F. Lightly grease a 9x13-inch baking dish with cooking spray or butter.
02 - Pat chicken breasts dry with paper towels. Season both sides generously with kosher salt and black pepper. Arrange seasoned chicken in the prepared baking dish in a single layer.
03 - In a medium bowl, combine sour cream, mayonnaise, chopped green onions, onion soup mix, garlic powder, onion powder, and milk. Whisk until completely smooth and well blended.
04 - Spread the sour cream and onion mixture evenly over each chicken breast, covering the top completely.
05 - Sprinkle shredded cheddar cheese evenly over the sauced chicken. If desired, top with crushed crackers or potato chips for added crunch.
06 - Bake uncovered for 25-30 minutes, or until chicken reaches an internal temperature of 165°F and the sauce is bubbly around the edges.
07 - Remove from oven and let rest for 5 minutes to allow juices to redistribute. Garnish with additional chopped green onions before serving.